XRP (XRP) Price in India Today

Live XRP/INR rate • Updated every 60 seconds • May 2026 • Miningminds

Live
XRP
XRP
XRP • Payment Cryptocurrency
₹— +0%
Price in Indian Rupees • Refreshes every 60 seconds
USD Price
$—
Market Cap
—
24h Volume
—
CMC Rank
#4
Updated
Live

XRP Price Chart (USD) — Live

Chart shows XRP/USDT price. Live INR price is shown in the price card above.

XRP Key Statistics

Market Cap Rank
#4
All-Time High (INR)
₹313.99
21 Jul 2025
Circulating Supply
61,796,225,236 XRP
Category
Payment Cryptocurrency
Founded
2012
Consensus
XRP Ledger Consensus Protocol (Federated Byzantine Agreement)

XRP Tax in India (2026)

30%
Flat tax on all XRP profits
Section 115BBH
1%
TDS on every sale above ₹10,000
Section 194S
0%
Loss offset not allowed — cannot carry forward

Report all VDA income under Schedule VDA in ITR-2 or ITR-3. The 1% TDS deducted by exchanges is advance tax — it is credited against your 30% liability at filing. Consult a CA for your specific situation.

What is XRP (XRP)?

The fastest payment network for global cross-border transactions.

XRP is the native cryptocurrency of the XRP Ledger, developed by Ripple Labs. Unlike Bitcoin or Ethereum, XRP is designed specifically for fast, low-cost cross-border payments between financial institutions. A single XRP transaction settles in 3–5 seconds with fees of a fraction of a penny — making it far faster and cheaper than traditional SWIFT transfers.

XRP has been at the centre of a major SEC lawsuit in the US, which concluded in 2024 with a landmark ruling favouring Ripple. This legal clarity triggered massive adoption momentum. In India, XRP is widely held by retail investors attracted by its low price point and payment utility narrative.

Founder: Jed McCaleb, Chris Larsen, Arthur Britto  |  Founded: 2012  |  Max Supply: 100,000,000,000 XRP
Key Use Cases:
  • Cross-border bank payments
  • Remittances
  • Liquidity bridging
  • Central Bank Digital Currency (CBDC) bridges
  • Micropayments

How to Buy XRP in India

1
Choose a Registered Exchange
Pick a SEBI/FIU-registered Indian exchange — CoinDCX, WazirX, ZebPay, or CoinSwitch Kuber are the most trusted and liquid.
2
Complete KYC Verification
Upload your Aadhaar card, PAN card, and a live selfie. Verification is fully online and usually completes within 24 hours.
3
Deposit INR into Your Account
Fund your account via UPI, IMPS, or NEFT bank transfer. Most platforms have no deposit fee and a minimum of ₹100.
4
Search & Buy XRP
Find XRP on the exchange, enter the INR amount you want to invest, check the current XRP/INR rate, and confirm your purchase.

Best Exchanges to Buy XRP in India

ExchangeTrading FeePayment MethodsMin DepositStatus
CoinDCX0.2% / 0.2%UPI, IMPS, NEFT₹100✓ FIU Registered
WazirX0.2% / 0.2%UPI, IMPS, NEFT₹100✓ FIU Registered
ZebPay0.15%–0.25%UPI, Bank Transfer₹100✓ FIU Registered
CoinSwitch0.0%–0.5%UPI, Debit Card₹100✓ FIU Registered

Frequently Asked Questions — XRP Price India

What is the XRP price in India today?+
The live XRP (XRP) price in India right now is ₹— INR. This rate is fetched directly from global crypto markets and refreshes automatically every 60 seconds on this page.
Is XRP legal to buy in India?+
Yes. Buying, selling, and holding XRP (XRP) is completely legal in India. The Government of India classifies it as a Virtual Digital Asset (VDA) under the Income Tax Act, 1961. It is regulated — not banned — and is available on all major FIU-registered Indian exchanges.
How is XRP taxed in India in 2026?+
In India, all XRP profits are subject to a flat 30% tax under Section 115BBH — regardless of how long you held the asset. Additionally, 1% TDS is deducted at source under Section 194S on every qualifying transaction. You cannot set off XRP losses against other income or carry them forward. Report all VDA transactions under Schedule VDA in your ITR-2 or ITR-3.
Where can I buy XRP in India safely?+
You can buy XRP (XRP) on India's top FIU-registered exchanges: CoinDCX, WazirX, ZebPay, and CoinSwitch Kuber. All support INR deposits via UPI, IMPS, NEFT, and debit card. Complete your KYC (Aadhaar + PAN) before trading.
What is the minimum amount to invest in XRP?+
You can start investing in XRP with as little as ₹100 on most Indian exchanges. You do not need to buy a full XRP — all platforms support fractional purchases, so you can own a small fraction of a coin.
What makes XRP different from other cryptocurrencies?+
The fastest payment network for global cross-border transactions. XRP is the native cryptocurrency of the XRP Ledger, developed by Ripple Labs. Unlike Bitcoin or Ethereum, XRP is designed specifically for fast, low-cost cross-border payments between financial instit...
Is XRP a good investment for Indian investors in 2026?+
XRP is a high-risk, high-volatility digital asset. Some Indian investors include XRP in their portfolios as part of a diversified crypto strategy. Key factors to consider: the 30% flat tax on profits, 1% TDS on every transaction, and XRP's market cap rank (#4). Never invest more than you can afford to lose, and consider consulting a SEBI-registered financial advisor. This page is for informational purposes only.

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DisclaimerThis page is for informational purposes only and does not constitute financial or investment advice. Cryptocurrency investments are highly volatile and risky. Past performance is not indicative of future results. Always conduct your own due diligence and consult a SEBI-registered financial advisor before investing. Miningminds is not responsible for any investment losses.
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